Payment Processing

Whether your business is large or small, SmartMerchant Solutions can successfully meet your payment processing needs. We support the processing of all major crebit cards and debit cards through all major U.S. networks. We also can provide you the latest capabilities for check services, Electronic Benefits Transfer and gift cards. SmartMerchant Solutions provides the ability to accept credit card payments in person, over the phone, and via the Web!

Service and integrity distinguishes SmartMerchant Solutions from other card processors. Should our customers need assistance, they have easy access to a customer service center that is staffed with knowledgeable and experienced personnel around-the-clock, 365 days a year! These responsive professionals are dedicated to ensuring that you receive quality processing and peak performance.

Through our alliance with leading payment processing providers, we enable our clients to do business the way that’s most convenient for them. We’ll set up your business to accept credit and debit cards for payment at your store, over the phone and even over the Internet.

Please select from the menu to the left for details regarding our specific payment processing solutions. Or, give us a call, or send us an email and we will be happy to discuss your needs and architect a solution that makes operational and financial sense for your business.

• Credit & Debit Cards
  Whether your business is large or small, SmartMerchant Solutions can successfully meet your payment processing needs. We support processing from terminals, personal computers, POS systems, hosts and Web sites via dial-up, leased lines, satellites and the Internet.
  
  
• Check Services
  The SmartMerchant Solutions provides merchants with state-of-the-art check services. We offer check guarantee programs and an electronic check conversion program that make accepting checks risk free and as easy as accepting credit cards. Whether the check is presented by the purchaser face-to-face, over the phone, by fax, or over the Internet, we have a solution that makes accepting checks quick and risk free.
  
  
• Electronic Benefits Transfer (EBT)
  Starting in the Spring of 2004, SmartMerchant Solutions will provide processing for 44 Electronic Benefits Transfer (EBT) states. EBT is a government funded program that distributes Food Stamps and Cash Benefits under the Temporary Assistance to Needy Families (TANF) program to recipients via direct payment cards.
  
  
• Gift Cards
  Paper gift certificates are being replaced with Electronic Gift Cards in the same format as credit cards. SmartMerchant Solutions offers a comprehensive electronic gift card solution for single or multi-store merchants.
  
  
• Internet Sales
  SmartMerchant Solutions provides secure Internet based financial transaction processing systems which support online real-time processing of credit cards or ACH payments for e-commerce environments.
  
  
• Reporting Solutions
  
Access to critical payment and reporting information is available 24/7 via a secure Web portal for viewing, printing and exporting to a PC.